The new government-backed mortgage scheme will see 1,000 people find a footing on the property ladder this year.

The Rebuilding Ireland Home Loan’ opens in Cork on February 1st, inviting applications from single first-time buyers earning €50,000 or less and couples earning €75,000 or less.

With fixed interest rates of 2-2.25% (lower than any bank’s interest rate) buyers will be able to know exactly what their payments will be for the entire lifetime of a mortgage.

But what exactly is available in Cork within the value limit of €320,000?

Here are eight properties that fit the bill for well under the maximum…

1. Ardmoyle, Camden Road, Crosshaven: €295,000

A detached three-bedroom, two storey house built in C.1900, this property has stunning harbour views, a modern interior and boasts a large garden to the side of the property.

Check out more images here. 

2. 12 Welwyn Road, Maryborough Woods, Douglas: €255,000

This spacious end-of-terrace two-storey has three bedrooms (including a master en-suite) and a large garden, plus it’s located within minutes of bustling Douglas village – ideal for a quick nip to the Farmer’s Market.

Check out the listing here. 

3. 10 Clonard Lawn, Grenagh, Blarney, Co. Cork: €265,000

This four-bedroom family home has already been extended to include a new master bedroom with ensuite and a bright southerly step-down extended lounge with garden access. It’ll be sun-drenched come spring…

Check out the listing here. 

4. 24 Derrynane Road, Turners Cross: €285,000

Not only is this three-bedroom, two bathroom semi-detached home within walking distance of the City Centre, it’s also been extended at the rear and boasts a private enclosed garden and off-street parking.

View the full listing here. 

5. 7 Grange Way, Grange Manor, Ovens: €240,000

A few minutes’ drive from Ballincollig, this spacious property has three roomy double bedrooms and a large paved Indian Sandstone outdoor area that’s perfect for family barbecues.

Check out the listing here. 

6. 50 Rooskagh Valley, Shanagarry, Midleton: €225,000

This stylish three bed is minutes’ walk from Shanagarry village. There’s a cobble lock driveway to the front, providing ample parking and the beach is a short two minute drive.

See the full listing here.

7. Boleagh, Ballydehob, West Cork: €295,000

Set in peaceful rural wooded surroundings, this 1800sq ft three-bed residence comes complete with a studio/workshop, curved elm staircase,a stream, a pond, a waterfall, a poly tunnel and a vegetable patch. It’s the dream home for anyone who loves the outdoors.

Check out the rest of the property here. 

8. 30 Abbeyview, Kinsale: €280,000

This semi-detached house is in the family friendly Abbey View estate,within walking distance of Kinsale town and the local crèches, primary and secondary schools. There’s two reception rooms; a large bright living room with an open fireplace as well as a spacious dining room with sliding doors leading to an enclosed back garden.

See the full listing here. 

MORE: Getting a new council mortgage in Cork: Here’s what you need to know